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Latest articles
- 10researchcreditregulation
Buy now, pay later becomes credit. What changes on 20 November
From 20 November, most "pay in 3" and "pay in 30 days" offers count as consumer credit across the EU: credit checks, a warning in every ad, a right to cancel. But a third of member states are late, the risks are already visible in the data, and the cheapest providers charge nothing for paying late.
- 09researchpaymentsregulation
The digital euro: what it would change for your money
Brussels and Strasbourg are negotiating the law behind a digital euro, with a deal targeted by the end of the year and a first issue in 2029. What it would be, what it would cost you, how private it would be, why the ECB wants it, and why banks and many citizens are unconvinced.
- 08researchinvestingtaxregulation
Europe wants your savings. What are its tax-free accounts worth?
Brussels asked every country for a simple, low-tax investment account. Spain created one, lost it in two days and brought it back by decree. Ireland copies Sweden, Poland starts in January. We ran the numbers on what these accounts are worth to an ordinary saver, and what they are not.
- 07rankingbankingeurope
The 10 best neobanks in Europe in 2026
More than 20 current accounts compared on fees, travel costs, interest, investing, safety and service. The ranking, the best pick for each country, and the five providers to avoid.
- 06researchcreditregulation
Who owns your credit score?
FICO lost a quarter of its value in one day after Washington opened mortgage pricing to a rival score. Behind the crash: a $10 toll on every home loan, a challenger owned by the credit bureaus, and a European system that works on entirely different rules.
- 05reviewbankinginvestingfrance
Is Revolut worth it?
Eight million French customers, a new French banking licence, and a price rise in May. Revolut is still a superb card. As a savings account and a broker for someone living in France, the numbers are less kind.
- 04investigationscamscrypto
The scam that stole $15 billion, one text message at a time
A wrong-number text, a friendly stranger, a trading app that shows you winning. Inside the “pig butchering” industry that emptied savings accounts from San Francisco to Lyon, the record seizure that exposed it, and the checks that stop it working on you.
- 03explainerratesmarkets
The 2026 rate shock reaches your wallet
The US 10-year yield closed above 5% on the day the Fed raised rates for the first time in three years, and the ECB has hiked twice. What that does to mortgages, savings accounts, bond funds and the Livret A, with the numbers.
- 02guideaievidence
Should you let ChatGPT or Claude manage your money?
Half of American adults now ask an AI before a money decision. The models pass the CFA exam and then get a third of tax returns right. What the studies say, where it breaks, what to delegate and what never to.
- 01reviewtoolsfrance
Is Finary worth it?
France’s favourite wealth tracker costs €149.99 a year for Plus, has raised its price three times, and is still fighting sync bugs. Here is who should pay, who should not, and the numbers behind it.
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