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Why “Boots Theory”

In Terry Pratchett's Men at Arms, Captain Vimes explains why the rich stay rich: a good pair of boots costs fifty dollars and lasts ten years, a cheap pair costs ten dollars and lasts a season. The poor man buys the cheap pair again and again, spends more over a decade, and still has wet feet. That is the Boots Theory of socioeconomic unfairness.

This blog is about buying the good boots once. It looks at the tools, apps and habits people use to manage money, tests them against real prices and real numbers, and says plainly whether they are worth it.

How articles are written

Who writes this

Big Boots is the pen name of the person who writes every article here: a French founder who builds software for a living and reads fee schedules for fun.

He started Boots Theory after paying for enough bad financial advice to recognise the sound of it. The method is simple: read the tariff PDF, not the landing page; run the numbers yourself; say who is selling what.

He takes no affiliate money, has no product to sell you, and would rather tell you to keep your money where it is than recommend something new. He writes in English and French, from France.